Accelerated Lending Source, Inc. (“ALS”)
Terms of Use
This website is being provided to you by ALS subject to these Terms of Use which
govern your use of this website and associated application. Please read these
Terms of Use carefully. By using this website, you agree to be bound by these
Terms of Use, whether or not you complete a loan transaction. By using this
website and associated application, you acknowledge that certain features of the
website and associated application and the corresponding loan products and/or
services will be subject to additional terms, conditions and disclaimers not
contained within these Terms of Use.
If you do not agree to these Terms of Use, you are not authorized to use this
website or associated application, or any of the services that ALS may offer
through the application. ALS reserves the right to, in its sole discretion and
without notice, deny you access and/or use of this website and associated
application for any reason or no reason at al.
THE DISCLOSURES AND CONSENTS REQUIRED UNDER
CERTAIN STATE LAWS ARE DEEMED TO BE PROVIDED,
RECEIVED AND AGREED TO BY YOUR USE OF THE
APPLICATION.
Information Subject To Change:
Although ALS has tried to provide accurate and timely information, the content of
this website and application may not be accurate, complete and/or current and may
include typographical errors or technical inaccuracies. The information and
materials contained in these Terms of Use and the terms, conditions and
descriptions that appear in the website and application, are subject to change at any
time without notice. ALS may change the products, services and other information
identified on in the website at any time. Applicable terms, conditions and
eligibility requirements are subject to change and not all products and services are
available in all geographic areas. Any decisions which you may make based upon
the information contained in this website and application shall be at your sole risk
and responsibility. Your eligibility for particular products and services is subject
to final approval, determination and acceptance by a lender in its sole and absolute
discretion, notwithstanding your use of the application.
Disclaimer of Warranties:
THE INFORMATION AND MATERIALS CONTAINED IN THIS WEBSITE
AND APPLICATION, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER
ITEMS - ARE PROVIDED "AS-IS" AND "AS AVAILABLE" AND ALS DOES
NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF
SUCH INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS
LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND
MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR
STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF
NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
FREEDOM FROM COMPUTER VIRUS, OR OTHER MALWARE, IS GIVEN
IN CONJUNCTION WITH SUCH INFORMATION AND MATERIALS.
YOU ACKNOWLEDGE THAT ALS DOES NOT WARRANT THAT THE
APPLICATION WILL BE PROCESSED OR ERROR FREE; NOR DOES ALS
MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE
OBTAINED FROM USE OF THE APPLICATION, OR AS TO THE
TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS
OR CONTENT OF ANY INFORMATION OR SERVICE DETAILED IN THE
WEBSITE OR PROVIDED THROUGH THE APPLICATION.
Limitation of Liability:
IN NO EVENT WILL ALS OR ITS LENDER(S) BE LIABLE FOR ANY
DAMAGES, INCLUDING, WITHOUT LIMITATION: DIRECT OR INDIRECT,
SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSSES OR
EXPENSES ARISING IN CONNECTION WITH THIS WEBSITE AND
APPLICATION OR USE THEREOF OR INABILITY TO USE BY ANY
PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE,
OR ANY INFORMATION PROVIDED IN CONNECTION WITH THIS
APPLICATION OR HOW SAID INFORMATION WAS OBTAINED, OR ANY
ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION
OR TRANSMISSION, COMPUTER VIRUS OR LINK OR SYSTEM FAILURE,
EVEN IF ALS OR ITS LENDER(S), OR REPRESENTATIVES THEREOF ARE
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR
EXPENSES.
Indemnification:
You agree to defend, indemnify and hold harmless ALS its affiliates, lenders,
vendors and all directors, officers, employees and agents of ALS from and against
any claim, demand, damages, liabilities, suit, expenses, costs or proceeding,
including attorney's fees and court costs, that relates to or is based on your
violation of these Terms of Use or misuse or unauthorized use of the associated
application, or any services available from ALS through this website or any
information provided in connection with the application or how said information
was obtained.
No Unlawful or Prohibited Use:
As a condition of your use of this website and associated application, you agree
and warrant to ALS that you will not use or access this website and application for
any purpose that is unlawful or prohibited by these Terms of Use. If your use or
access violates any law or any of these Terms of Use, your permission to use this
website and application automatically terminates.
Website Security:
You are prohibited from violating or attempting to violate the security of this
website, including, without limitation: (a) accessing data not intended for your
viewing or logging into a server or account which you are not authorized to access;
(b) attempting to probe, scan or test the vulnerability of a system or network or to
breach security or authentication measures without proper authorization; or (c)
attempting to interfere with service to any user, host or network. Violations of
security measures may result in civil or criminal liability. ALS will investigate
occurrences that may involve such violations and may involve, and cooperate with,
law enforcement authorities in prosecuting users who are involved in such
violations.
Copyrights and Trademarks:
Copyright in the pages and in the screens displaying the pages, and in the
information and material therein and their arrangement is owned by ALS and are
protected by U.S. copyright laws and international treaties. The copyrighted
materials on the website include, but are not limited to, the text, design, software,
images, graphics, source code, and the content on the application. You are
authorized to view the information available on the website and application for
your informational purposes only. You may not copy, republish, redistribute,
transmit, participate in the transmission of, create derivatives of, alter, edit or
exploit in any manner any material including by storage on retrieval systems.
Deliberate misuse of this application is expressly prohibited and ALS reserves the
right to terminate your access to this website at any time for any reason and to
advise the legal authorities of any misuse of this website, including, without
limitation, to hacking.
Email & Online Information Requests:
Please note that messages you send ALS by e-mail may not be secure and ALS
recommends that you do not send any confidential information to ALS by e-mail.
If you choose to send confidential information to Mortgage ALS via e-mail, you
accept all risk that such information may be intercepted by a third party.
By submitting your information to ALS through this application or by any other
method, you are inquiring about loan products and give ALS permission to contact
you via e-mail, telephone, letter, fax or using any other information you provide,
regardless of registration with any federal, state or local Do Not Call list, Do Not
Mail list, or any other comparable list or registry.
Privacy Policy:
This Privacy Policy describes how ALS uses the information you provide.
Information Gathered:
You may choose to provide information about yourself in order to be contacted by
ALS or receive a response to your application for a certain loan product. Such
information may include the following:
Your name
Contact information including a phone number and email address
Property address
Other information you choose to provide via a telephone call, letter, e-mail
or through the application on the website
Use:
Primarily, the information you provide will be used to contact you and qualify you
for certain loan product(s). You understand that by submitting your information
through this application, you agree to be contacted regardless of registration with
any federal, state or local Do Not Call list, Do Not Mail list, or any other
comparable list or registry. By providing information to ALS through the
application, a telephone call, an e-mail or letter, you authorize ALS to engage in
the following uses of your information:
to improve ALS products and services
to periodically market ALS products and services, tele market its products
and services, and send promotional emails and advertisements
to contact you
to provide your information to a lender(s) in order to qualify you for certain
loan product(s)
Additionally, you authorize ALS, Inc. to share your information with:
ALS affiliates and/or divisions
financial & non-financial service providers and companies, retailers and
direct marketers
third parties who perform marketing services on behalf of ALS or one its
divisions or others with whom ALS has a joint marketing agreement or
arrangement
Right to Opt-Out of Information Sharing:
Federal law gives you the right to limit some, but not all, sharing. Federal law
gives you the right to limit only:
Sharing for affiliates' everyday business purposes information about your
creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
Certain state laws may give you additional rights to limit sharing. If you wish to
opt-out, you must send an email to admin@acceleratedlendingsource.com
indicating your preference to opt-out of sharing with affiliated companies, non-
affiliated third parties or both. However, by opting-out you understand that such
opt-out may affect your access to certain financial products, which may otherwise
be available. You are encouraged to obtain information on as many products and
providers as possible.
If you do not wish to opt-out, no action is required and until you provide the
required notice of your opt-out preference ALS is authorized to share your
information as described above.
Security:
ALS has measures in place directed to safeguarding the information that you
provide. Such measures include, but are not limited to, implementing policies and
procedures regarding data security. Please note, no data transmission over the
Internet or any wired or wireless network can be guaranteed to be 100% secure.
ALS recommends you do not send any confidential information and/or nonpublic
personal information by e-mail. If you choose to send confidential information
and/or nonpublic personal information to ALS via e-mail, you accept all risk that
such information may be intercepted by a third party.
Web Technologies
A "cookie" is a small file that is assigned by the web server to your computer or
phone. The use of cookies allows ALS to identify which pages of the application
are accessed. That information is then used to improve the application and your
online experience. Assigning a cookie to your computer or phone does not provide
ALS access to your computer or any of the information contained on your
computer or phone and your computer or phone is not harmed by ALS use of
cookies. Most web browsers afford you the option of modifying your settings to
reject cookies should you choose; however, declining cookies may interfere with
your ability to take full advantage of the features of the ALS website.
Agreement
By using the ALS website, you agree to this Privacy Policy and to the use of the
information ALS receives and collects as stated herein and in ways ALS may
notify you of in the future. By providing any personal information to ALS, you
acknowledge that you fully understand and consent to the collection and
processing of such information. ALS reserves the right in its sole discretion to
modify this Privacy Policy at any time. Your continued use of the ALS website
following the posting of changes to the Privacy Policy indicates your
acknowledgment and acceptance of all changes.
General:
ALS, Inc. reserves the right to modify these Terms of Use at any time without
notice, but the most current version of the Terms of Use will always be available to
you on this website. By continuing to use this website after the date of any change
to these Terms of Use, you agree to be bound by the rules contained in the most
recent version of these Terms of Use.
Governing Law:
You agree that these Terms of Use shall be governed by and construed in
accordance with the laws of the State of Colorado, without giving effect to any
principles of conflicts of law. You agree that any action at law or in equity arising
out of or relating to these Terms of Use or the use of the associated application
shall be filed only in the Colorado District Court located in Arapahoe County,
Colorado, and you hereby consent and submit to the personal jurisdiction of such
court for the purposes of litigating any such action. You also agree to waive any
rights you may have to a trial by jury.
Severability:
You agree that if any provision of these Terms of Use shall be found to be
unlawful or void, or for any reason unenforceable, then that provision shall be
deemed severable from the other provisions of these Terms of Use and shall not
affect the validity and enforceability of such other provisions.
Contact and Violations:
Please contact ALS with any questions or violations with respect to these Terms of
Use including any questions regarding the ALS privacy policy using the contact
information below:
Accelerated Lending Source, Inc.
6 Inverness Court East #123
Englewood, CO 80112
admin@acceleratedlendingsource.com
303-843-9171